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The State of Illinois has legal minimum requirements for car insurance. Champaign drivers need both liability coverage and uninsured/underinsured motorist coverage.
Liability coverage protects your assets in case you’re found responsible for damages in a covered accident. Illinois requires bodily injury for a minimum of $25,000 per person (with a total max of $50,000 per incident) and property damage for $25,000 for damages to someone else’s property. learn more from above link